So we’re approved for over $750k on a mortgage.
The lender is kinda pushing the fact we should be spending way more than the $200k we’re aiming for. Saying how we won’t be happy, it’ll be a mistake, good ol’ fashion “I told you so.”
We don’t live a luxurious lifestyle, we’re happier sleeping out of tents in the mountains than at home so we don’t want to spend a ton on a house and be “mortgage broke.” We both took 3 months off this year to kinda just chill and do some skiing. With a fat mortgage we wouldn’t be able to do that. We want the flexibility of being able to leave the house for months/years at a time to travel and not have it be a monthly burden. The lender is at this point being disrespectful. I get it’s their job to upsell as they make more money on the larger sum we borrow. It’s our first time, so I’m not sure if this is how they all are or not.
Any insight? I’m thinking about switching lenders, mind you it’s the same institution that I do all of my banking.
Submitted December 31, 2020 at 06:25PM by Darkroastgmcr https://ift.tt/34VKzBe
