Long story short, I won a huge settlement (21k) early last year but ended up blowing half of it on stupid shit (eating out, clothes, etc). I know I was reckless but in my defense I was young, living at home with no responsibilities and truthfully, it's not everyday 20 G falls into your lap so I made some stupid mistakes. I now have 12, almost 13k left and that's only due to me working and building it back up. Have I not gotten the job I have now, this money would've been gone, sad to say.
Alright so long story shorter, I wounded up homeless for almost a year and eventually ended up getting my own apartment which is ($1,190/month). My other bills include gas which fluctuates but doesn't go over $60/month. My phone bill is $60. As a single woman, I don't eat much so groceries is $50-100 ish but, I eat out like crazy so I'm spending a little over $50 a month. Come next year however, I'm no longer eating out like at all. I'm done. D.O.N.E.
I work at a warehouse and my take home monthly fluctuates because I do a lot of overtime but I get anywhere between 2,800-3,200. So with my expenses in comparison to my pay, I'm not worried. My problem is I don't want to do this job forever. I don't even want to do it until the end of this year but it pays the bills. I want to finish school but I can't work full time and go to school, mainly due to the fact I have really bad anxiety and depression. I don't see a point in paying all of this money just to have a breakdown mid semester and fail the class. That's why I want to only focus on school.
Ok so going all the way back here, the $12k. It's pretty much my emergency fund now but I'm wondering how can I be able to use a portion of this money to do.. idk real estate or investing and start working towards financial freedom?
Submitted December 15, 2020 at 06:41PM by Diligent_Public_44 https://ift.tt/2Wg89ny
