Hey guys, (19yo M) Basically I'm receiving Invisalign and the bill came out to $2394.
I decided I didn't really want to pay it off all at once and opted for opening a care credit card and putting it on there and paying it off the course of 6 months. My credit score of 760 just dropped 90 points to 655. I was kinda expecting this because of the high credit utilization ratio.
Im worried though, will my credit score stay down now? will it take me years to get back to where I was? or will it go back up if I pay it off on time monthly.
PS Im more than capable of paying it in full but I just thought this would be better since I hate making big purchases all at once.
Submitted November 21, 2020 at 08:28PM by LuukeyBoy https://ift.tt/3pPSCbv