I’ve owned individual stocks for years, mostly buy and hold. I bought mostly blue chip companies that I know and believed in (and so far have done well). A while back I started to “diversify” with VOO and QQQ. As Idid more research, I realized I had a lot of overlap of my individual stocks as well as in those two ETFs. In addition had limited international or bond exposure.
Do you like the three fund portfolio (VTI, VXUS, BND)?
- Why do you, or don’t you like it?
- What ETFs would you recommend for an all ETF portfolio instead, and why this is better than the “three fund portfolio”?
- Other than REIT what else would I be missing?
- I feel the equation: Stock = 100-age is too conservative, what breakdown would you recommend for both bond vs stocks, as well as US vs international?
I’m looking at a 30 year time horizon. Want to make my investments safer and be able to rebalance more easily.
Submitted November 02, 2020 at 09:34PM by Scotching123 https://ift.tt/2HYvwOJ
