Hi all. So I've put myself in a really shitty situation. And I know that and I wanna fix it.
I have roughly $30,000 of student loan debt, no degree.
I have roughly $2,000 of credit card debt.
And my bank account is currently negative $900.
I do live in an apartment with a roommate, my rough monthly expenses including food, gas, and rent/utilities is $1000.
I'm about to start a new job which will pay me $13.00/hr and I'll be working 32 hours a week.
I have shit credit too, it's around 580.
I honestly don't know what to do. I can't get a debt consolidation loan because of my credit and everything is due. How can I fix this? I really don't see any way out. My family doesn't have money or good enough credit to co-sign a debt consolidation loan and I just have no where to turn. Anyone know of options I can take?
Submitted October 16, 2020 at 07:15PM by DurangoBasedGiant https://ift.tt/3ja6g4O
