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I just turned 28 yesterday (07/07/2020) but I’m finally growing up. Well trying to anyways. I’m very solo in life. Meaning I’m all I have. Nobody to help or guide me. I wanna buy a house, I wanna be stable and happy. But my biggest problem is money. I don’t have a drug or alcohol problem. Just a spending problem. I’m 40k in debt but not due to my spending, 80 percent is hospital bills. My credit score is in the 5’s. I make good money, but can’t save a dime for the life of me. I’m consistently late on bills, rent, needs, etc. my paycheck is gone within a few days and than have no money for the next few days until payday again. It’s weird because I never have anything. Like I have the same clothes I’ve had for awhile. I don’t have crazy nice things. And the nice things I buy, I always return those things. I’m lost and I know I have an issue but it’s insanely depressing and I feel like I’ll never get out of debt, I’ll never pay bills on time, I’ll never have money in savings. I don’t know what to do or where to start! :(



Submitted July 08, 2020 at 09:26PM by aroth686 https://ift.tt/3fdXSjs

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