My home needs new windows badly and I just can’t put it off any longer. The cost for replacement would wipe out my savings and emergency fund completely 15K but I could begin to build those back and if smart probably get my emergency fund back in a year. However, it makes me nervous to not have it I would probably pull back on investments until it was fully replaced. Other option is to finance it. Do a signature loan at 9.99 and pay roughly $460/monthly for 5 years. Am I an idiot getting caught up in wanting to keep the EF?
TLDR, should I wipe out my emergency fund to replace home windows or finance them? Thanks
Edit.. I don’t have enough equity to cash out or HELOC
Submitted June 16, 2020 at 11:27PM by engine2310 https://ift.tt/2zBBEIG
