Apologies in advance if this is the wrong sub.
Last night I got an e-mail from Experian saying that I had one of my accounts at 99.32% used. This freaked me out. At the moment, I have only one line of credit and I and my SO have each a card linked to that line of credit. I log into Experian and find out that I have a credit card account with a limit of 10000, and it’s maxed out at over 9900 dollars!!!!!! I never spent this money.
Furthermore, this line of credit was reported from a bank that I stopped doing business with last year (all of my debts paid and accounts closed). Today I called the said bank (a small credit union) and ask them about this. They verify that I owe them nothing and that all of my accounts are indeed closed. I order a report from Experian so that I can begin to correct my credit history. Also, I disputed the new line of credit and another credit card opened in my name.
Now, this evening I get a text message from the “Sportsman’s Guide” saying that my order was received and that my stuff is on its way. I never ordered from any sportsman’s guide store.
Am I dealing with having my identity stolen???
If so, what is the best course of action???
(Edit)
Also, how can I make it so that whenever anyone tries to open a line of credit in my name, my express permission is needed each and every time?
I’m also going to check Trans Union as well.
Submitted February 04, 2020 at 10:57PM by biggameprogramming https://ift.tt/39dcHQ9
