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I make $15 an hour (and about 400/month in incentives) as a media consultant, which is considerably higher than most wages in my area. About 36-37k annually.

Since I’ve graduated, I’ve tried my hardest to keep expenses very low. I own my car outright, pay $30 for my phone, have been paying $350 for rent and utilities, etc.

I do have a couple more pricey outs every month:

Credit Card - $150.00

Insurance - $75.00

Student Loans - $650.00

Obviously, it’s the student loans that’re sabotaging my plans to live a functioning grown up life.

I’m staying with my parents for a month to put away some savings and pay down a little debt — paying just $200 in rent.

Am I making the right decision, and if so, is this enough time for me to prepare living by myself? How can I make the most of this time? Any tips you might have for me to optimize savings from only a couple paychecks?



Submitted January 20, 2020 at 06:02PM by perpetually_unsynced https://ift.tt/38okABO

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