Hi, I graduated college towards the tail end of my 20s. I expected to work in the public sector and receive a pension, so I didn’t concern myself with retirement until I got the job I was hoping for. I ended up in the private sector but without anything saved up. I’m 30 now and have a 401k that my employer matches the first 3% of my contributions, then 50% of the next 2%. I currently take advantage of all of that. That all goes to a Vangard Targeted 2050 fund of which I have about 18% of my salary saved up. I know you should have 50% by the time you are 30.
What should I do to make sure I have 100% of my income by the time I am 35?
Some more background info: less than $7,000 I debt. Also trying to save for a home.
Submitted January 28, 2020 at 04:53PM by bluespoobaroo https://ift.tt/2U6tpw6
