On November 27th I had jaw surgery. This was something that I needed because I would get headaches and pain in my jaw from my misaligned bite. I saw an orthodontist who recommended me to an oral surgeon who would do my surgery. Long story short, I made a bunch of calls to my insurance (Blue Cross Blue Shield) and they told me it would be covered, my surgeon told me it would be covered, and the billing department called me a week before my surgery and told me the surgery would be covered BUT I would hit my out of pocket maximum of around $5,000. This is my first time as an "adult" handling my own medical treatment so in my head all was clear.
I went to my mothers house the morning of the 26th and prepared for my surgery the next day. Everything went smoothe and I spent about a week and a half at my mothers home recovering. When I went back to my apartment, I had a envelope from Blue Cross Blue Shield. It turns out THE DAY before my surgery was scheduled they sent me a letter saying that they would not cover the surgery (I didn't receive this letter until about December 10th). If I am responsible for paying for this surgery I will owe $90,000 and with the money I make this will be almost impossible for me.
I truly and honestly did everything and more to ensure that my insurance would pay for the surgery. I fully plan on calling my doctor/ my insurance tomorrow but I just wanted to post here to get some advice. Have you ever seen anything like this? Am I screwed?
Submitted December 12, 2019 at 08:41PM by Casholah https://ift.tt/2PSWCqT
