Hi! First time posting here...please correct me if this is the wrong subreddit! I’m trying to learn how to budget and manage my finances. I make just under 2,000$ a month, and don’t have any expenses at all- I live at home and commute to work with my coworkers/parents. I don’t pay for anything at home (sometimes I buy groceries) but in return clean the house, run errands, shovel the driveway, wash the car- etc. my parents are happy to have me back at home after college so they don’t charge me anything at all. I would like to start giving them money monthly though...
I’m not sure what to do, because I’ve never budgeted in my life. Even though I have no expenses, my monthly credit card bill is almost $2,000- I end up purchasing stupid things online, going out to eat with friends, etc. :(
I was wondering- what should my budget look like? Having no expenses is a double edged sword I think, because I feel like I can just spend that money... ( while I should be saving) I feel overwhelmed, ashamed, and angry with myself.... I don’t know where to begin..
Submitted December 15, 2019 at 07:29PM by bcdf22 https://ift.tt/2PqIXIc
