I'll try to keep this short but here we go. Last semester my (20f) GF (21f) decided she was done with college for the time being. She realized that she was really only going because her nDad wanted her to be a successful writer but she realized that's not want she wanted to do right now. Because of this she dropped out. We live together and are barely scraping by.
My work (Target) has been giving me less and less hours even though the holidays are coming up (yes, I'm looking for a new job) and my GF is in the same boat at a different job but is looking for a second job to help keep is afloat.
She got an email the other day that her grace period, the period in which she doesn't need to pay any student loans after getting out of school, is ending in a month. After that, she will have to start paying it back every month. We are in no position to do this. Even if she puts $50/month into it it may be too much.
Including our rent, utilities, electricity, and food, we spend at least $800/month to live (rent's fairly cheap where I live). I make $13/hr at Target but only average 18 hours/week (down from 35 when I first started a year and a half ago) and my GF makes 8.65 (minimum wage) and averages about 12 hours a week (down from around 25/week when she first started). We are both seeking new jobs to better our position but I'm still afraid it won't be enough to break out of the cycle of college debt that many people tend to get into. Worst case scenario: we lose our apartment and have to move in with my Mom and abusive grandparents.
Reddit, my question is this: Aside from spending as little as we can (though tips on that are welcome), what resources are there for people in our situation, if any?
We live in Midwest USA, btw
Submitted October 17, 2019 at 09:42PM by LizWizBiz https://ift.tt/2qgvKro
