My wife recently graduated from optometry school and is in 300K worth of debt. We both now have a joint income of ~230K. We’re determining if we should do an income based repayment plan and eventually have our debt forgiven or simply refinance our loans and pay it all back. We’re also determining if we should do a joint tax return or file separately. I wanted to get an opinion from this community before we hire a student debt planner! Thanks in advance.
Submitted October 09, 2019 at 10:48PM by neMN6969 https://ift.tt/2pSY3Mn
