Conventional wisdom seems to be that you put bonds in your IRA / tax free accounts. But in doing the math, I'm finding that some of my high yielding stocks cost me more in taxes than most of my bond funds do. Even after taking into account that some of the dividends are qualified and thus have a lower tax rate. Some are int'l and are always non-qualified.
Is there any reason I shouldn't put these stocks in my tax free account instead of my bonds? It feels wrong, but the math says it's right.
Examples: I'm going to move FAGIX (4.03% yld) and VNQ (3.29%) to my taxable account, and move BP (6.3%) and ABBV (6.06%) and DEM (4.82%) to my tax-free account.
Submitted September 16, 2019 at 09:37PM by opfu https://ift.tt/2ApcMRl
