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Hey I haven't had a bank account for a few years and I'm looking into opening one. I have a check made out to me (a couple grand) and I want to open an Ally free checking account. Is it fine to create an Ally account, deposit the check and then use that as my main checking account? (with direct deposit from my new job). I know that a drawback to Ally is that you can't deposit cash but that isn't really necessary for me. Is Ally as respectable,reliable and safe as normal banks such as PNC or Wells Fargo? Also for anyone using Ally as a checking account, is there an option to have them decline any purchase that would overdraw the account? Thanks



Submitted August 19, 2019 at 07:38PM by benjohn87 https://ift.tt/2Z9IaNG

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