Hi y’all,
Long time lurker, first time poster.
I (26) just graduated college with $30k in debt. I have about $20k invested in mutual funds and will start my first job next month at $65k/ year salary.
As this is my first real job out of college I don’t know what to ask HR for in terms of 401k. They’re offer mentions they have a match plan and I know some people on here in my situation have decided to max out their 401k. Is that my best option or should I save and independently put that into CDs, since I’m pretty young?
I’ll be living in an expensive city (looking to rent a room at $1200/month) but after making a budget and spreadsheet I believe I can save $1000/month if I’m frugal.
Submitted July 27, 2019 at 10:24PM by temptrashdumpsterman https://ift.tt/2Yngmcn
