Went through a slump two months ago and amex balance went from 2k to 10k. All monthly expenses go to that card and I may or may not bring it down to zero when the 0% APR expires. I have a full time and part time job and work my ass off and also cutting down expenses. I can't get an installment to pay it off, that brought down my credit score to 720 and CC utilisation 35%
Amex told me I can get second card with the intro 0%.. but they won't transfer that balance, it only happens between institutions... What should I do? Get a 0% intro APR card from another bank and stop charging that amex until paid off ? Or simply keep it as it is and focus on lowering expenses and working my ass off..?
Submitted May 25, 2019 at 11:21AM by osrppp http://bit.ly/2wmFrEs
