I have 4 student loans at $17,000. I have successfully completed the rehabilitation program in February and just got approved for an IDR plan.
I talked with the fedloan service last night and he said that 3 loans are not in default but the one from 2013 for $5,500 is.
I don't understand why this is still getting reported to the Credit Bureau if I'm paying on this loan and is in good standings. Every month my on time payments percentage drops. I have a Capital One Secured Card that I am never late on and pay before the due date to try and build credit.
I don't know who to talk to or even what I could do. The guy last night explained that the Credit Bureau only sees debt for 7 years but I don't want to wait until 2023-24 to have this off my record.
Thanks you for the help
Submitted May 11, 2019 at 12:57PM by Allstr53190 http://bit.ly/2Jv8SMs
