Hey, hope this is the right sub for this.
TLDR: What is the best way to get out of student loan default?
Long story:
I went to college for an art degree for video games. When I graduated my gf was very supportive of me and paid all our bills while I worked on my portfolio and job hunted. A year later I finally have a job, starting at 38k a year in salary. Now since I didnt have a job before I just found out I am in default on my student loans (I honestly was an idiot and didn't pay attention to them like I should have.)
I owe 43k for my art degree. I'm lucky in the fact that this is my only debt- I don't have a car payment, I have a credit card with a small limit on it that I only use for netflix so I don't owe anything there. I pay our utilities while my gf pays the rent which about equals us out on bills. She has her heart set on buying a home in a few years so I need to get my shit together and fix this student loan thing and work on my credit.
I obviously don't know how many of this student loan stuff works. My debt is on that eddebt website now but I don't see an option to set up payments and there is no information on who actually has my loan. Is there a site or company I can go to that would buy my loan off this place so I can make payments? Is this still gathering interest? Please someone help explain this to me like I am a child.
Submitted May 04, 2019 at 08:25PM by jumpingavacado http://bit.ly/2vETDZ6
