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Title says most of it. I’m a financially independent 23yo college student. Two months ago a drunk driver totaled my parked car. After it was determined property damage and an open and close case, I received a check with an excess of $5,000 after getting a newer and nicer car :) What initially shattered my world and left me depressed and hopeless (had to wake up at 7am to catch the bus to campus after working until 1am everyday) turned into a blessing and now I have a nicer car with much fewer miles and potential problems.

What’s the best way I can use this money to help me in the future? I pay all my bills, phone, car, the whole 9 yards on my own. I live comfortably thanks to my kitchen experience and I help manage a kitchen at a really nice bar, so I don’t need to touch this 5,000 at all. I already have it in my primary savings (no interest, I can have semi-regular activity in it), but it feels like it’s kind of a waste to have it sit there.

Side note; as I’ve mentioned I’m financially independent. This is because my parents are extremely irresponsible and aren’t very well off (to say the least). I want to, and have already been more successful with my money. Who can I talk to readily for financial advice? My job offers retirement packages and I’d like to start something that will follow me around when I’m settled in my career, I am not working in kitchens for the rest of my life (FUCK THAT).



Submitted May 19, 2019 at 09:41PM by dynodick http://bit.ly/2LY8nxe

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