I have a scholarhsip that covers about 50% of my total expenses. I have enough saved to cover the rest of my first year of living. Do I take out loans and use my savings as an emergency fund for later on? Or do I only start taking out loans when I absolutely have to? Thanks for the help.
Submitted May 13, 2019 at 06:15PM by plot-twistify http://bit.ly/2VmQSpJ
