I don't know where to even start. I have always been bad with money but I somehow have managed it. However, recently my credit score has taken a dive from 750 to 694.
I'm currently finishing my 3rd year of medical school and will probably leave with a total federal loan debt of $350,000 (30,000 from undergraduate degree).
I have about 9,000$ in credit card debit from two cards. Being in an expensive city and 2K$ Exam costs have really caught up with me. I also need to budget for interviews and applications, which by my estimate may cost me another 2-4k$.
I have a car loan that 6K$ and a personal loan that is 3k$.
I am legitimately distraught and have no idea where to start. My projected career will make anywhere from 220,000-270,000$. However, throughout 4 years of residency I'll be making 40,000-45,000$.
My biggest concern right now is the 9K$ in credit debt and the 9K (car and personal loan debt). I'm not even sure how I am in this much debt, I don't even have nice things.
*I'm really sorry about the shity format. I don't really post on reddit and can't seem to get the preview to show what I do in the editor *
Submitted May 04, 2019 at 09:38AM by Space_MilkMan http://bit.ly/2JhC89w
