So, basically, I owe money on a medical bill that got sent to collectors 30 days after I was billed it. This same company that charged me this got hit by a lawsuit for overcharging patients...so that may be related (Novant healthcare).
Anyways, I told my insurance company I was charged this bill and wasn't clear why I owed as much as the collection agency is claiming I owe.
They contacted them and told them they need to group the amount from around 700 dollars to 300 dollars. When they did this though, it for whatever reason shows on my credit score now and my credit score dropped 100 points.
Note, this wasn't me asking to negotiate down the amount I owe. This is the collection agency and the original biller asking for TOO MUCH money.
I have repeatedly asked them to send me a bill (by asking the insurance company to ask them for it) and they haven't sent one. I also asked them to update my address via the insurance company and it appears they had the wrong one (may be why I haven't gotten the bill), but they also won't update it unless I call.
Basically, it sounds like they are trying to get me to call them.
Since they hit my credit score 100 points at this point, is it even worth paying off this debt at this point? Or is there someway to pay it off and have the points go away?
My credit score was 800+ points before this. Now it is 700 some points. It has never been this low and I'm super pissed off.
Can someone please help me make sense of this and what is the best way to approach this? Should I just pay it off? Or is there some way to get my credit score to go back up?
Thanks for any help.
Submitted May 05, 2019 at 06:50PM by JustthenewsonCS http://bit.ly/2GYNj4c
