Hi Reddit;
I'm 25(M) living with my girlfriend; Living off of $3,400 a month between the two of us.
I have crunched the numbers 100 x and still always revisit it to come up with a better answer:
We pay about -
$1,110 worth in rent.
$300 in Groceries
$450 for Car, Insurance and Gas.
$180 for the remainder of the bills.
We have separate spending accounts - so the remainder is divided; but I am never sure where to put that money; I want to pay off the debts I have and save, but the $200 or so dollars seems to fly out the window every two weeks.
However; I pay around $400 in Debt. 2 Credit cards and an old personal loan. I've made good strides with one of the credit cards... knocking it from $3,500 to $995.
CC: $995 Outstanding
CC: $4,000 Outstanding
Loan: $2000 Outstanding
We have managed to save up $650 in case of emergencies; but still feel the pinch most weeks. We are looking to move into a nicer place; looking for $1000 dollars down, but would only be a $90 increase in rent. Seriously this place is perfect for us. Just looking for advice to feel more stable about my finances. Any advice is more than helpful!
Submitted May 06, 2019 at 05:12PM by aimingtobeastark http://bit.ly/2YaSlRP
