Recently I’ve got a new job and now I’m making 55k at my job, and 20k with my side freelance business.
My employer contributes 8.8% of what I earn on top of my salary to my retire account but since I’ve just started working with them I only have about 3k retirement with them.
I max out my Roth with Vangard for the past several years and it has $32,000 in it currently.
I have about $30k in savings.
I’m feeling a little behind as I’ve been traveling and working freelance for the past 10 years and now I want to really get serious financially.
I live quite below my means most the time. Rent and bills is $650 a month. (Share house) Groceries is $80 a week. (I food prep decently and eat quite a bit) I do eat out several times (~$30 a week. Total)
No car, I do probably drink more than I should and occasionally splurge on travels or going out to see music. (Id say $400-500 a month on fun) I’m working on a budget to cut out unnecessary spending.
No debt of any sort. Thinking about buying a >$5000 car at some point.
I was barely saving over the past few years and now I want to get serious so I don’t fall behind.
What should I be doing to save up to buy a house, invest, retirement fund, kids college fund, etc...?
Edit: Food budget.
Submitted May 29, 2019 at 08:40PM by dogsarecool3001 http://bit.ly/2XgtjRg
