Hey guys,
I'm not necessarily in the brightest of moods to write a big introduction to my life and the shitty decisions I made so let me jump straight in the numbers. If you have questions I'll be answering in the thread.
Personnal details:
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Canadian
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Currently unemployed and have been for almost a year now (couldnt work because of university workload, I've been surviving on small crowd speaker contracts)
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Mom is a part-time cashier and dad is on well-fare so they are unable to help
Debts and expenses:
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24 500$ in student loan after 3 years at university, still have 2 years left to go
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10 000$ debt on a maxed out line of credit
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3 000$ in credit card debt, card limit is 2 500$, I've been over the limit for about 3 months now
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1 000$ in personnal debt to a friend
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Late on my power bill 350$
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Late on my internet bill 320$
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Late on my phone bill 256$, I have a 200$ credit limit on that one so my line has been cut off
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Upcoming 375$ rent and more internet/power fees
Incomes:
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Bank account is currently at 2$
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Receiving 250$ from a contract next friday
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Starting a 8 weeks full-time job next monday, first pay will be about 400$ on June 11th (will also turn 21 on that day), next one will be 800$ on June 25th
Lifestyle:
- I don't really partake in any activities that cost money
Other:
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Applied to about 12 part-time jobs in the last month to go hand in hand with my full-time one, without any answers
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My cat is sick but can't afford the medicine, I will have to bring her to the SPCA but she is all I have and it really breaks mu heart
I know this is looking bleek. I hear ot all the time here to avoud places like Easy Financial or Cash Money but it really seems like my only option here... Can someone at least educate me
Edit: Monthly expenses
Power: ~40$ now that it is summer
Internet: 60$
Telephone: 125$
Rent: 375$
Food: ~160$
Gas: ~50$
Submitted May 24, 2019 at 12:11PM by TheChokeMaster http://bit.ly/2QoMPZd
