I have roughly $24k in student loan debt. (We won’t get anymore into the specifics or lack of knowledge on borrowing when I was 18.) based on my job I technically will qualify for the public loan forgiveness program where you have to make 120 on time consecutive payments and they will wipe everything else you owe.
I’m still in my master’s degree. I have one semester left- so I can’t make any qualifying payments yet.
Should I refinance with my credit union? I currently finance my car through them so I know they’ll give me a good interest rate. I know the longer I sit on them the more I’ll accrue.
I’m just worried that Betsy Devos will get rid of the program before I make it the 10 years and I’ll have to pay my loans back on my own.
Should I refinance now or wait on the seemingly impossible Public Loan Forgiveness program?
Submitted April 16, 2019 at 07:04AM by pricklypancake http://bit.ly/2V4Pdcp
