I’m 20yo male, I work a full time job making $11.5/hr I’ve got a car payment of $300/mo and car insurance of $350/mo phone bill is $75/mo and my rent, because of roommate situation is only $250/mo. I’m getting roughly $850-$900/bi weekly because I’m working as much OT as they’ll give me, but some how even though I should easily have around $700 extra every month, I find myself scraping by with little to nothing just holding on until my next paycheck. ( I spend about $7 per day on lunch at work, and $30 per week in gas ) I can’t think of anything else as to why this keeps happening but I’ve been stuck in this loop for months. My roommate is not renewing his lease in August, which means I need to have close to $3000 saved up by then. For first, last, and a security deposit. ( a cheap rundown apartment in my area is close to $1000/month ) Does anybody have any tips or tricks that would help me out? I’m not a frivolous spender, but I don’t know how to get out of this hole. Also a personal loan wouldn’t work, as my credit score is 490, and about to go down as another creditor just dropped my account to collections.
Submitted April 06, 2019 at 10:07AM by WelcomingOutpost http://bit.ly/2UjqWjt
