24 single and I have $38k saved up. My current base pay is $68,850/yr but I'll end up making a few thousand more for EWW pay (1x pay). I contribute 8% of my income to my companies 401k and they match 6% (still have another 2 yrs before fully vested). I also have a few personal mutual funds with wells fargo totaling to ~$20k. I will be living at home at a minimum to the end of the year to help support my parents. My take home amount every month is at least $2k (actual average is ~$2300 so far this year). No student loans, no credit card debt. I do have a bi weekly car payment of $194.15 but it is not a car I plan on keeping long term maybe another year, it's a weekend car for fun.
There are a lot of unknowns. I don't know where I will be living in the next few years or if I will still be working with this company. It seems foolish to have most of my net worth in liquid cash but I'm not sure how to divide it up in all the investment opportunities out there so I can be prepared for events like purchasing a house and/or early retirement.
TL;DR : 24 years old, living at home, $38k in liquid cash, saving at least $2k/month what is a responsible way to invest money to be prepared for life events like buying a house and early retirement.
Submitted April 05, 2019 at 11:21AM by Charles0nline http://bit.ly/2IfMiqI
