Hi, I’m graduating very soon and as of now I don’t work but once I graduate I will be looking for a full time job for a year before I go into grad school (PA school). I have my phlebotomy certification and am hoping to make at least 1,594$ a month after taxes. I’ll be living at home so I won’t have to pay rent/utilities. Although I want to start paying off my student loans (~27,000 in debt from undergraduate) and my car payment is $365 a month. My parents pay that now but I would like to help.
My plan so far is:
80% -car, student loans and savings
Out of that 80%
20% - student loans 30%- car 30%- saving
20%-groceries/entertainment/credit card min etc
I have a savings of about $5,000 as of right now. My student loans options would be $310 for 10 years or starting off at $117 but increases over the 10 years. I was thinking to already start off paying $310 since I will be taking out more loans for PA school. Any advice?
Submitted April 17, 2019 at 01:36PM by ExistingThought http://bit.ly/2Is4Qof
