I have done the back door Roth a few times but I've read multiple articles stating that if you are in the 32 percent bracket, you should leave it in a traditional IRA.
My wife and I earn around 230k and have excess money that we would like to shield from taxes. Being that I can't get a tax benefit on a traditional IRA, I fund it with after tax dollars, why would I not convert it to a Roth IRA?
Am I thinking about this incorrectly? Or maybe I misread these articles...
Submitted March 01, 2019 at 09:45PM by wvuengr12 https://ift.tt/2UgWSRc
