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Hi all I’m looking for some advice from people with real experience.

I’m 26 and earn approx 25k a year, I live with my girlfriend who earns around the same. We both have no debt and a decent amount of disposable income.

On average I myself will have approx £800-900 disposable each month.

I’ve saved up £10k and don’t really know what I should be doing with my money. I literally just move money in to an online savings account with my bank each month and let it sit there with very little interest gain (approx 77p a month).

I am enrolled with my employers pension plan putting away about £50 a month at the moment which they match and add an additional £100. I could look at increasing this contribution which wouldn’t be a bad idea but I am wondering if there’s anything I could look in to that will make me see a faster return.

Any advice/links to resources will be useful, I just feel that I’m wasting time at the moment when I could be seeing more return on the money I’m saving.

Thanks for taking your time to read!



Submitted March 01, 2019 at 07:13AM by VitBYo https://ift.tt/2El6LXq

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