Okay, so I really screwed the metephorical pooch about 2 years ago when I impulsively quit my job and tanked my 730 credit score and had all of my possessions repossessed. Moral of the story, don’t do drugs. I’ve since had the debt settled and I’ve been working to slash my living expenses. I make about 30k a year and I am part time property manager in lieu of rent. So my total bring home is like ~$2300. My bills monthly are $300 for therapy which I don’t skimp on. $17 for internet. I prepay my insurance yearly which is $510 because they were charging me $5 a month to have it set up on monthly payments. I’ve looked into prepaying amazon prime for the year which would save $38, but I’ve also considered canceling because I solely use it for entertainment and I’m out of things to watch. I’m trying out a new cell service $20/3 months which if it’s comparable to the service I’m receiving now I will prepay for the year. I pay $21 for student loans. I feel as if I’ve reached a plateau. Im not going to ask for personal finance advice because I know this isn’t the sub, but I feel like I’ve cut back to the bare minimum so like, now what? Help me become aware of the next steps in living frugal to the fullest.
March 12, 2019 at 07:53PM