I’m 21 years old and got my first credit card when I turned 18; put it on auto pay so I was never late on a payment, Did the same when I got a credit card at Best Buy and Costco. Over the 3 years my credit score actually got very good... Though in a moment of stupidity I was offered a credit card at target and accepted, I used it for 1 purchase of $50, forgot to put it on auto pay and completely forgot about the card and the purchase. Fast forward 5 months and I got sent to Collections for $50 and some late fees... I payed the $50 immediately after finding out but now my credit score went to shit and Best Buy took away their credit card for “delinquency”. Is there a way to fix this or will I have to live with this bad mark on my credit history?
Submitted March 31, 2019 at 01:00AM by DaKungFuPanda https://ift.tt/2OB1JuC
