So I'm looking for a small amount of guidance here (the lack of guidance probably got me in trouble in the first place). After 6 months of attacking the negative marks on my credit reports and utilizing the only (terrible secured and high APR) credit cards I could get I've raised my score on all three bureaus from the 550's to 710-720. Currently I have a terrible auto loan with a balance of $8,000 on a vehicle worth $5500 and my credit card utilization is sitting at about 50% over 4 cards for about $3,000. The interest is obviously killing me but I have perfect payment history and plan to keep that up but I want to know if there are ways my new score can benefit me in these areas? Re-finance the car? New and better credit cards to replace the old predatory ones? Home loan down the road? Anything at all? Thanks for your help.
Submitted March 06, 2019 at 12:43PM by NewScore33 https://ift.tt/2Hhkx0o
