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My fiance and I have been wanting to buy a home for a while now, but needed to focus on rebuilding our credit.

Over the last year I have raised mine from low 500s to around 650.

We rent a tiny little apartment (to save money) but have 2 kids and a great Dane and we are all just too cramped to stay much longer and are thinking about going for a home loan.

My question is, what is the process like? Does the bank run our info and tell us what price range to look for a home in? If we are denied or decide to wait a bit longer, how much would that hurt my credit?



Submitted February 16, 2019 at 07:48AM by anonymous00000011 http://bit.ly/2SU1orl

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