A little background: I just recently graduated college and will be starting a new full time job next week making $40k a year. I do not have any debts and my living expenses are very low.
My new job will have 100% match up to 4% but it does not start till I am there for one full year. I plan on opening up a Roth IRA soon and planning on contributing full 6k for 2019. I am wondering what else I should do. I have about 25k sitting in discover savings right now. Would I be better off just leaving that money in the savings or contributing $5500 to my 2018 Roth IRA? Also, would it be wise to still contribute to my 401k this year even if employer is not matching it?
Submitted February 05, 2019 at 09:28AM by DaltL http://bit.ly/2MRytPw