Hello PersonalFinance!
Over the last year I've been doing a lot of research with all the tools you've provided me. I went from not knowing anything and trusting a company to handle my money that was charging me a lot of fees to today I'm handling all of my own investments through Vanguard. I feel pretty confident with the knowledge I've gained but still am still appreciative of any help you all can give me.
My question is about the Fidelity HSA account. I currently have $5000 in my work sponsored HSA that I want to move into an HSA that I can invest with. I did some research on this site and from what I'm reading, is Fidelity HSA the best HSA in terms of fees and investment options? I'm looking for any recommendations for or against this option.
I see they are $4.95 per trade. That doesn't matter whether I do 1 share or 1000 shares, correct? My plan is once a year, take the contributions from my HSA (which I'm trying to max out at $7000 this year) and put them all into an index fund. I will probably do 66% - 75% US stocks and 25% - 33% International stocks for an allocation in the long term.
I'm so used to Vanguard that when researching Fidelity I believe I found their counterparts. For my US Total Market Fund I use VTSAX which I believe FSKAX is Fidelity's version. For International I use VTIAX which I think FTIHX is Fidelity's version. I used a stock comparison through Google and they look pretty much identical.
So essentially I'm looking for recommendations if Fidelity is the way to go or if I should look into another account. I'd like to verify with the cost per trade thought process I had. I also want to ensure that the FTIHX and FSKAX funds are the ones I should be doing (to mirror VTSAX and VTIAX).
Thanks for your help!
Submitted February 16, 2019 at 12:17PM by ZombieV83 http://bit.ly/2X7ojyP
