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Hey all!

I appreciate you all so thank you. As the title suggests I'm in a little bit of a pickle. I currently have ~190k in student debt as I am working on my masters. I made some really bad decisions as an 18 year old that led me to this point. I have another year of my masters and my loans are in in-school deferment. I'm not really in a position to pay much on them, I work as a grad assistant to cover my hosuing and meals and get very little after that. I did the math and once I graduate I'll be deep for ~200k. ~150k is through Sallie Mae at around 9.2% interest and another ~50k through the government. I'm getting a masters educational leadership with a concentration in higher ed and I have a B.A in communications and business management. I'm hoping my starting salary next year will be around 45k (hopefully). I'm petrified at the numbers and I'm really lost. In my feild it'll take me a while to get to the 70-80k range. My question is what are my options right now? Again not really in a place to refinance currently but next year I will be.

Thank you in advance!



Submitted February 08, 2019 at 09:55AM by hbg1501 http://bit.ly/2SfUbCu

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