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I’m trying to establish a freelance artist practice as my main career. Currently I’ve just been taking payment through Venmo without really documenting anything, but I know for taxes, loans, etc. I’ll need to implement a better system. Also I’m planning to sell my current home in about a year and use part of that money to pay off student loans a credit card debt then use the remainder as a down payment on a new home. I’m expecting to have to get a mortgage of somewhere around $100k, but I’m not sure how to prepare for the application process. What kind of evidence of income will I need to present as a self-employed artist, and how much income will I need to have for that size loan? Will I be able to get a loan if I make a lot some months and very little other months? Any advice is appreciated!



Submitted February 27, 2019 at 12:15PM by butternutbutter https://ift.tt/2EAAuwS

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