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I shopped around for mortgages and picked the “best” one. Went with a local bank (about an hour away. I live in the city and bank is pretty rural). It even had a few positive reviews online. One thing I never asked about was being able to pay my mortgage online, foolish me assumed that was a given.

It’s been one year of getting my bank to mail checks to the mortgage lender. The worst part is that if I want to make an extra payment on to principal, I need to physically drive to the bank during business hours. I can send a check, but they “can’t guarantee” it will be applied to the principal.

Moral of the story: make sure you aren’t giving up modern day conveniences to save an extra $200.



Submitted January 06, 2019 at 11:06PM by helpfulwaffle http://bit.ly/2QtEyBF

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