Every year I put the full Roth IRA amount in on Jan 1, as does my husband. Given how the markets currently are, are funding IRAs today or when the market goes back up the better move? The money is coming out of each of our savings accounts that don't make much interest (0.75% and 0.5%). However our IRAs have both lost money in the past few months as the market is terrible right now.
What is everyone doing? I don't want to add $12k if it's smarter to wait a few months.
Submitted January 01, 2019 at 10:28AM by Jergens1 http://bit.ly/2Sv0ePR
