I've found that I have issues with spending money...on myself. I've always been a bit on the frugal side. I've paid off my annoying loans, only things left are my wife's car and my mortgage. I'm building a nest egg...I've got 3k on hand in savings, always between 3-5K in checking, and looking to grow another 12k this year as my oh shit I lost my job emergency fund, probably in an investment account somewhere. No issues with debt:income ratio. I don't mind buying stuff for my kids or wife, but I feel guilty as hell buying things for myself. For example, on a whim I bought my wife and kid a Switch (Pokemon themed) on launch day for Lets Go Pikachu/Eevee (they are both huge Pokemon fans, I couldn't give a poke less). $400 spend, no fuck given. But I sit here kicking my ass about spending $30 on a video game for myself, or Gods forbid, thinking about a VR setup at home that would cost about the same as the Switch did.
Last week I got an unexpected decent check from my mortgage company due to an escrow overage. $850. I could easily have it be fun money...but naw, my first instinct was to squirrel it away and get some maintenance done on the wife's car, because it was easier to do that mentally then to even consider what I could just blow it on.
How do you justify spending some cash on yourself?
Submitted January 03, 2019 at 08:15AM by JethroByte http://bit.ly/2Vrp6tD
