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So I recently got approved for my first credit card through the credit union I'm apart of. I wanted to make sure I am using it right, or at least not incorrectly. It offers a percent back on certain purchases, like I get 4% on gas. So with that in mind I have been using my credit card on any purchase I could, if the business accepts credit. Now I'm not buying more, I'm just using my credit card to purchase things I would have purchased otherwise, like gas, groceries, christmas gifts, etc. Every two or three days I go in and make sure to pay all my payments, since I have 25 days to pay off a purchase before interest starts kicking in. I just want to be safe, while also developing a credit history.



Submitted December 10, 2018 at 01:39AM by chalklinehero96 https://ift.tt/2RNb0Rb

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