Hi all,
I opened a credit card when I was 18 at Wells Fargo. I paid this card off years ago and the only thing it’s used for is an Xbox online account renewal once a year. Besides that, I don’t touch it and only keep it open because I’ve been told that closing a credit card negatively affects credit. My account was charged for that renewal in October, but I was never alerted to the charge or missed payments until 6 days ago (2 missed payments). As a result, my credit dropped 113 points from 764 to 651. Is there anything I can do to reverse this? I’ve been on time with all my utility bills, rent, other credit cards, car payments, etc... for close to a decade now with no issues or late payments, and I’m kind of disbelief that two missed payments totaling $60 is going to drop my score this much.
Thanks in advance
Submitted December 21, 2018 at 06:34AM by F_inch http://bit.ly/2rQUdRE
