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I currently have around 10K in credit card debt across various cards. I have 3k in savings and my monthly take home pay is around 3.2k. I am currently putting 15% of my pay into my 401k My employer only matches 4%. I currently pay between 800$ to 1000$ on the debt but the interest is paying. I have 50k in student debt and another 8k on my car loan. I also have 2k in graduate student debt. I'm looking to see what my options are to getting this down quickly. The credit card interest rates vary between 15.99% to 22.99% APR. My FICO score is 735.

Current Expenses:

Rent 525$

Gas/Electric 65$

Internet 65$

Mobile Phone 70$

Water 30$

Car Insurance 120$

Car Payment 320$

Student Loans 300$

Groceries/Other Expenses 400$

Medical Bill 200$

Student Bills 150$

Any help or information is much appreciated.

Edit: added Credit Card interest rates



Submitted December 11, 2018 at 08:24PM by Iteraimum https://ift.tt/2LbfU7R

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