I can’t believe I didn’t do this sooner. I was researching easy money savings tips, and something that came up was negotiating a lower apr with your creditor.
I called Wells Fargo, and said “I feel like 24% is too high of an interest rate, I am not sure I can keep this card open at that rate. Is there anything you can offer to help me out” without hesitation the banker replied “sure we’d be happy to offer you 12 months at a promotional rate of 0% to keep you as a satisfied customer”
On the other hand, I tried the same script with Chase and they weren’t willing to work with me at all, but hey it’s definitely worth a shot.
November 17, 2018 at 02:40AM
