So I work a $10/hour job but recently my hours have been cut so I'm getting paid less. And I'm also struggling with bills. I pay my phone, electricity, credit card, and just today my dad has started making me pay the internet bill.
On top of that I have several recurring payments, some of which are for services I don't use often but they were made so that it's a pain to cancel them. The big one is pet insurance, $50/month for something that I no longer want.
I got paid on Friday yet my bank account is at $7 due to all the recurring payments and suddenly being told I have new bills. I'm dependent on my credit card because it's the only way I can get to and from work and get food, and at this rate I'll never be able to pay it off.
What can I do? I feel like I'm going to have a breakdown
For reference, here are my bills. I live with my parents and cover some of their bills
Phone: $70/month
Electricity: Currently at $250, pay $150-$200 per paycheck
Credit Card: $400 last I checked. Pay $150-200 per paycheck
Spotify: $10/month
Netflix: $8/month, only kept it because sister uses it (CANCELLED)
XBOX Live: $10/month (CANCELLED)
PSN: $24/three months (CANCELLED)
Pet insurance: $50/month, really don't want (Need to talk to customer support, but in the process of cancelling)
Hulu: $10/month
Internet: $100/month. Just found out today that I'll be paying it
EDIT: Fixed formatting and cancelled the majority of my subscriptions. Pet insurance isn't making it easy for me to cancel but I'm definitely gonna get rid of it
Submitted October 02, 2018 at 12:20AM by GauntletPorsche https://ift.tt/2xN85jp
