This is going to sound mean, and I don't mean for it to. Most money problems are self inflicted. Everyone thinks they need a big house, or a diesel truck, or an Xbox. I get clients with 33 credit cards maxed out like it's nothing.
Stop trying to be something you aren't. I'm fortunate to make good money, and I don't blow it. Everyone can drive older vehicles, everyone can keep a tv for a decade, you can rent games and movies instead of blowing &20-$60, don't eat out every day. The list is infinite, but most of finance problems, are just awful choices of over compensation.
Never finance a truck ( or anything) at 20/30% interest. This should be a simple sign that you don't need it. These buy here pay here lots sell you cars for $400 a month, that's a huge rip off. Rent a center places? Same thing. JUST SAVE YOUR MONEY AND LET GO OF YOUR EGO.
Edit: to clarify, I have clients that make $10-250k a year. The same rules apply.
Submitted October 04, 2018 at 09:12PM by kkerins86 https://ift.tt/2QquBp0
